Key Information About Travel Insurance Every Traveler Should Know
Trip Cancellation and Interruption Insurance:
Reimburses you for prepaid, non-refundable expenses if you need to cancel or cut short your trip due to covered reasons such as illness, family emergencies, or natural disasters.
Medical Insurance:
Covers medical expenses incurred due to illness or injury while traveling. This can include doctor's visits, hospital stays, and emergency medical treatments.
Emergency Evacuation and Repatriation:
Covers the costs of emergency medical evacuation to the nearest suitable medical facility and repatriation to your home country if necessary.
Baggage and Personal Belongings:
Compensates for lost, stolen, or damaged luggage and personal items. Some policies also cover baggage delays, reimbursing you for essential items you need to purchase while waiting for your luggage.
Travel Delay:
Reimburses additional expenses incurred due to significant travel delays, such as meals, accommodations, and transportation.
Accidental Death and Dismemberment (AD&D):
Provides a lump sum payment in the event of accidental death or severe injury leading to loss of limbs or sight during your trip.
Rental Car Insurance:
Covers damages to a rental vehicle, including collision damage and theft, and may also include liability coverage for damage to other vehicles or property.